This immaculate 3 BR, 2 BA home is located in the much desired gated 55+ development of Watercolors. Featuring high ceilings, upgraded modern flooring, custom shutters & ceiling fans throughout. This floor plan offers an open great room concept with a cozy fireplace in the living room, a spacious kitchen with gorgeous quartz counter-tops, generous cabinet space & breakfast bar with a built-in wine rack. The master bedroom is spacious with wood plank flooring, a large walk in closet and separate from the 2 guest rooms and guest bathroom. Master bathroom has been updated with a new vanity and quartz counter-top. Slider in the great room has access to an over-sized and covered saltillo tile patio with plenty of room for gardening and the perfect space for outdoor living. Watercolors is an income qualified community offering low maintenance living, community pool & spa and a clubhouse. Conveniently located near shopping & dining.This property carries a $85,000 silent second with the La Quinta Housing Authority and you must meet the moderate-income requirements. Total purchase price including silent second is 380,000. Down payment and loan amount are based on purchase price less the silent second ($380,000 - $85,000 = $295,000). Living in La Quinta, the Gem of the Desert for under 300K is a steal. Income limits (minimum and maximum income based on household size: 1 person $44,251 to $65,100,2 people $50,601 to $74,400,3 people $56,901 - $83,700,4 people $63,201 - $93,000.